You have options to safeguard yourself from fluctuating rates.

What happens if interest rates increase after you’ve already gone under contract? Is there any way to protect yourself?

Typically, mortgage lenders provide a floating rate, which is an estimated rate that could rise or fall, depending on what’s happening in the market, during the pre-approval process. That’s why you should initially assume that your rate will be higher than you were quoted and budget accordingly. This may shrink the pool of homes that are affordable to you, but it also means that you won’t have to cancel a deal simply because interest rates spiked during the process.

Once you’ve gone under contract, your lender will provide an actual rate which you have the option to lock in between when you apply for the mortgage and the closing date. In a market with rising rates, you should lock yours in as soon as possible to prevent it from increasing further. 

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These six methods could help you save big money on your taxes.

Sound the alarms; a recession is coming! Have you heard the news? If not, it’s important that you get up to date and prepare. I can’t predict the future with 100% certainty, but I have seen many stats that prove a recession should be coming. What are those stats? What should we do about this? How will this affect the real estate market? Today, I am here to answer these questions and more. 

Watch the full explanation in the video above or skip to specific topics using these timestamps: 

0:00 — You are paying too much in taxes  

0:25 — The Augusta Rule  

1:09 — The 199A

1:44 — Pay your kids
2:40 — Employer retention credit

3:13 — Start an opportunity fund

4:00 — 45L Energy Credits

4:22 — A book recommendation

4:35 — Call me if you have questions

If you want help investing in real estate or have more questi ...

The truth about the impending recession and how you can prepare.

Sound the alarms; a recession is coming! Have you heard the news? If not, it’s important that you get up to date and prepare. I can’t predict the future with 100% certainty, but I have seen many stats that prove a recession should be coming. What are those stats? What should we do about this? How will this affect the real estate market? Today, I am here to answer these questions and more. 

Watch the full explanation in the video above or skip to specific topics using these timestamps: 

0:00 — Introduction 

0:19 — Consumer debt is increasing, and savings are decreasing 

1:08 — The Fed has raised the borrowing rate 

2:10 — The real estate market goes up during a recession 

2:54 — Explaining the only drop, which was in 2008 

3:55 — When real estate is a good investment 

4:48 — Wrapping up 

If you ...

The factor that will help you determine the best time to buy.

Are you thinking about buying but want to wait out the market until a recession hits and interest rates go down? I completely understand that mindset; however, a few problems will arise. Whether interest rates go up or down, there’s something more important to consider when buying. 

Hear my full explanation in the video above or skip to specific topics using these timestamps: 

0:00 — Introduction 

0:16 — What drives mortgage rates? 

0:56 — What the average buyer is thinking 

2:28 — What should buyers be doing now? 

3:55 — What if interest rates go up? 

4:20 — The key to when to buy 

4:38 — Wrapping up 

Ultimately, it’s important to do what is best for you, your family, and your situation. If you are interested in buying or have any questions, don’t hesitate to reach out! You can call or ema ...

The secret to building a quality business comes down to this.
 

For all of my entrepreneurs out there, we’re talking about how to build a great business, no matter what that business is. Yes, I sell real estate, but I also understand the value of building a business, and that's what I've done with mine. So let's go over a few quick things so you create the best business possible. If you own a business, think about what you should have done or could go back and do. If you're thinking about starting a business, this is where you start.


It starts with researching the opportunity; who's doing what you want to do the best? What are the top 3 to 5 things they’re doing to crush the competition? Now that we start to understand who's winning, what can you do just a little bit better? We don't have to create massive change. We don't have to reinvent the wheel. But we have to beat the best at their own game. So start thinking about what you can do to achieve that.

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