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Haley Vail | Blog

Thursday, March 11, 2021   /   by Haley Vail

#NotesByNick: 2021 Forecast: Mortgage, Housing and the Economy (Even a little Stock Market!)

“Bull markets are born on pessimism, grown on skepticism, mature on optimism, and die on euphoria.” -Sir John Templeton


Too much euphoria is a contrarian indicator. Markets really revolve around human dynamics and emotion. Regardless of what we believe, we make decisions emotionally and then justify them logically. That is why we believe we are acting logically when we are actually acting emotionally. Are you logically looking at the market or emotionally?


Warren Buffett said “Be fearful when others are greedy.”


There is a “Panic vs Euphoria” index provided by Citigroup. It states that anything measuring over 0.41 is getting into euphoria territory. The current and highest level ever measured in this index is right now: 1.89! That is five times the euphoric indication level! For comparison the 2007/2008 market hit .05 before it crashed down. The dot.com bubble burst when euphoria hit a record 1.4. Now we don’t know if a downtur ...

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  economy, mortgage forecast, notesbynick, real estate

Wednesday, October 21, 2020   /   by Haley Vail

Apex Training System!

 

 

You just moved in and you’re ready to find the best gym or trainer in the area….

 

How exactly do you do that?

 

Wherever you are, you probably have access to over a dozen gyms. There are hundreds of online programs as well. How do you know which one you’ll have the most success at? They all seem to do the same thing. Is there that much of a difference?

Yes, there is a big difference between each gym and program. Just as much as there are many similarities between them.

 

Think of it like a local bar or hangout that people frequent in their neighborhood. How many bars are within 5 to 10 miles of each other? People still tend to find a favorite one and go there more than any of the others. Why is that?

 

Humans like connections. When we find a group of people that we feel a connection to, we tend to keep ourselves in that environment. At a bar, it could be a really cool bartender that you’ve g ...

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  apextraining